Best Identity Theft Protection Services of 2021

1. LifeLock: Tech Lovers Will Appreciate The Quality

This identity theft company produces software that helps clients get maximum protection on the Internet. If you are a customer interested in the regular dark web, this app will help protect your data from credit card fraud and identity thieves. There are additional convenient functions, such as securing VPN info and blocking access to your device when you are connected to the public Wi-Fi networks.

It is one of the best providers of identity theft equipment for customers interested in comprehensive packages and budgeted solutions. The lowest monthly fee is $10. The higher the price is, the more identity theft protection functions you get. The team of trained professionals will track the activity of your banking account, follow your credit score, and assist you with the Equifax worries.

2. IndentityForce: Best Option for the Price

This is one of the most renowned companies dealing with phishing scams and identity theft on the market. Your kids will stay protected almost regardless of age (you can get hold of their personal information online until they are 25). The company has a stable connection with all credit bureaus and notifies you via an application each time something suspicious happens with your financial information. Everything will be protected: your ID, mortgage payment information, loan details, and web browsing info.

The only thing a client will have to do is to make sure they know how to deal with the settings and tune up the alerts and emergency notifications. Nevertheless, it is one of the cheapest protection choices against annoying advertising, phishing scams, unwanted correspondence, and problems with online financial tools.

3. Identity Guard Will Be The Best Versatile Solution

It is one of the best high-tech options for those who do not have enough time to control their finances, personal information, and anything kept online. Your insurance, credit score data, and anything that can be exposed to identity theft will be protected. There are plans against fraudulent actions for single customers, as well as for the families. The US-based management fortified with experienced and caring assistants will be there day and night.

Identity Guard has a wide range of protection plans for anyone. The only drawback is that they do not consider adding children-related issues to their security plans. The team does have a number of positive reviews. The application is affordable, has more tech advancement tools, and turns out to be a solid and stable choice.

The other highlights of this identity theft protection include anti-phishing tools, control of the info you browse in the Dark Web, risk management scores, and the control of the sketchy financial transactions. The supplier cooperates with three major credit bureaus and follows all financial operations,  keeping your personal information safe from stealing. No thief will manage to get access to your social security number, health insurance number, financial information, and more.

4. Complete ID Offers The Best Child Protection Plans

If you already have a Costco membership, you might already know about this protection type. It is one of the most advantageous identity protection clients offering a number of plans for families with kids. The owner of the company is a renowned trained team named Experian. Experian is also one of the most reputable credit bureaus in the country. Safe online shopping and thief control are among their best features. They also offer the Dark Web surveillance, regular checks of your ID status, and prompt notifications 24/7.

Every customer will be notified about the stolen identity or illegal financial operations. The financial applications will be defended by the professional skills of the team members. The experts will be here for you day and night to provide you with the essential advice on how to deal with the fraudulent operations. No one will submerge your reputation and lead you to get arrested for no reason.

If you have kids, Complete ID offers specific monitoring for the younger family members. Your child will grow up safe from the potential fraudulent actions.

5. Privacy Guard: Another Versatile Solution

It is one of the most reliable identity theft protection companies with next to zero flaws. It offers full coverage, starting with a stable mobile app and finishing with numerous add-ons and useful extensions. It is a potent online browsing tool saving the clients from fraudulent actions and scammers willing to use your credit card information and anything that might cause you trouble on the internet. The monitoring options are unlimited, as well as the payment plans starting from the daily tracking and up to the yearly plans.

Most customers agree that this identity theft system helps to get rid of junk mail, unwanted advertising, and problems with identity stolen data. The management of the company also knows how to track the undesirable activity in social networks and keep track of financial operations on the internet. Besides, it is a customizable tool that you can tune up depending on your needs. Emails, SMS notifications, phone calls, and other types of alerts will help you avoid ID theft.

There are more highlights, including the control of the Dark Web visits, secure mobile app, and additional educational resources that will come in handy for inexperienced identity theft system users. The number of payment plans and packages is also satisfying.

6. Zander Insurance: Dave Ramsey Can Vouch For That!

Dave Ramsey is one of the most experienced experts in saving money on home security and identity theft technologies. He was among the first to recommend this identity theft monitoring system. The greatest highlights are unstoppable monitoring, additional protection services, and numerous family plans for families with kids under 18.

The drawbacks are there as well. This supplier does not offer credit report monitoring. Nevertheless, most fraudulent operations, including identities stolen and usage of your personal information in any form, are controlled. Besides, there is Social Security number protection, criminal ID theft, medical ID fraud, and more.

The absence of reports on credit scores can be a significant drawback for some, but if you are a caring parent, a system like this can be one of the best anti-identity theft and ID protection solution. It has a flawless combination of tools, trusted by numerous experts in the sphere. It offers high-tech advancements and effortless control.

The families will be glad if they pay a bit of extra money for the stable control of kids under 18. They won't have to pay the extra money, and they will get maximum protection and security. The pricing policy is transparent, and you will also get many extras, including the control of the bank accounts, credit monitoring, medical cards, and more. You will be protected from scammers and anything that can break into your life without permission.

7. ID Shield: Support Your Spouse

It is a family-friendly company operating not only in the United States but in Canada as well. Millions of customers prove that this identity theft system has been one of the most competitive ones on the market for the last ten years. It has proved its reliability through fancy services and a responsible attitude to the clients.

They provide social security number monitoring, tracking of your payment accounts, and they also have check-ins in Equifax, TransUnion, and Experian. They pay attention to the specific needs of the customers and react to such things as a sex offense and illegal intrusions in deals with loans and court documents.

8. IDnotify: The Best Choice For The Younger Generation

It is one of the best products monitored by Experian. Experian belongs to one of the three major credit bureaus. The pricing policy is flexible, and the product is available for the majority of the customers, regardless of whether they are singles or big families with friends. Additionally, the system will keep you aware of everything happening with your personal info through SSN tracing. Day and night, online servicing will help you deal with your troubles, at the lowest price available on the net.

This identity theft supplier offers thorough protection on all levels. It works so deep that it notifies a client each time their name is noticed in the Dark Web. If a client loses a wallet, they only have to contact the IDnotify staff members and let them know about the trouble. It is the same when a customer thinks the identity has been stolen. Social monitoring with this company is one of the most reliable ones as well.

The pricing options vary: of course, the lowest ones offer only essential features, and you will have to invest in the second and third packages to get more beneficial features. Extra functions include Internet surveillance, monitoring of social networks, booking alerts, and numerous others.

9. AllClear ID: Protect Your Employees

It is one of the most popular identity theft protection systems, perfect for the employers willing to protect them, as well as the company itself, from the malicious actions of fraudulent online criminals. You will have to pay only about $15 per month to get access to such functions as restoration, offline protection, and recovery assistance.

This identity theft security system can be compared to a massive and powerful watchdog securing the personal information and data resources of every user. Each customer will be protected from fake loan applications, fraudulent bank accounts, and credits. It's one of the most reputable identity theft protection companies understanding that their reputation is based on customer reviews rather than on online advertising.

10. ID Watchdog: No-Fuss & No Trouble Protection

If you are interested in the basic coverage only, this identity theft protection system will work just fine for you. Ample protection will be provided day and night, and you'll get such benefits as protection from the attacks in the Dark Web, the use of USPS, and the detection of unwanted illicit loans. The staff members are ready to get in touch with you 24/7. The bonus is that the online support team speaks more than a hundred languages, and you will always manage to find someone to help you deal with your fraudulent operation.

DIY Option

Self-servicing is an ideal option for those who know how to check in with the credit bureaus and keep track of the changes in banking and credit information. Some of the DIY tactics are cash-saving solutions with intuitive control. If you are willing to find out more about the effectiveness of the systems like these, visit the Federal Trade Commission website to find out more.

Protecting Oneself From Identity Theft Daily

Regardless of the type of identity theft protection of your choice, you should take regular basic measures to make sure your data is not exposed to potentially dangerous people on the internet. The following steps might come in handy.

1. Credit Card Companies & Banks Offer Free Account Management

Even if you are a qualified veteran of self-monitoring, it unreasonable to neglect professional assistance, especially one provided for free. We are not machines, and dealing with self-control while being a busy person is not effective enough. Assistance is at hand. There are numerous identity theft solutions you can turn to if you have an active bank account. Learn more from your financial providers.

2. Pre-Approval Processes Can Be Dangerous

Any type of pre-approval scanning and checking of your data is a red flag, signifying that the company indecent. Avoid anyone sharing your ID info without a preliminary official contract.

3. Keep Track of Insurance & Medical Documents

Your doctor is only a human, and can also make insignificant mistakes in the insurance papers and medical documents without any willingness to harm you. Make sure you check all medical and pharmaceutical papers for potential mistakes to avoid further trouble.

4. Control Any Identity Theft Suspicion

The official Federal Trade Commission website will help you deal with the slightest suspicion you might have concerning the stealth of your personal information and its illegal use. Ask Identitytheft.gov for assistance in your issues.

5. Equifax, Transunion & Experian Can Help

These are the main credit bureaus in the country, always ready to provide you with assistance in case you suspect anyone of getting illegal access to your data. Even if you are uncertain yet, you can simply freeze the accounts so that nothing wrong could happen.

Functions of Identity Theft Protection Companies

You should devote time to make the choice of an identity theft system provider because the functionality entirely depends on your personal needs.

1. Monitoring of the Credit Info

Experts will help you with round-the-clock control of your banking account information and financial operations if you don’t have time or simply don’t want to get into it.

2. Prompt Emails & Other Alerts

Prompt notifications are crucial. They will help you avoid wasting time on regular self-checks. Any fishy and suspicious activity will be tracked, and you’ll be notified.

3. Data Recovery

 You will be surprised to know that many identity theft protection companies provide restoration of your personal information and financial losses.

Examples Of Identity Theft In 2021

Identity thieves are getting smarter, which is bad news. ID theft protection services and their experienced professionals sometimes cannot manage to keep track of their illicit actions. Anyway, they analyze the information they get and use the knowledge of the thief in order to make their protective measures more effective in the future.

There are different types of ID theft crimes divided on the basis of harm induced. It is hard to understand what an ID thief is going to do with your documents, SSN number, a driving license, and anything that might get into his hands. Probably, he or she is not even interested in getting your money. One of the most common ID theft crimes in the USA is prescription theft. Filling the drug cabinets is one of the costliest spheres of life nowadays. You can be a noble and decent citizen, but your name will be spotted if your ID info is found used by one of the thieves. Everyone is at risk regardless of the age and severity of such a crime.

What Features Do the Best Identity Theft Products Offer?

Identity theft protection systems are different and destined to satisfy the needs of all clients. The only trouble is to pick out the most appropriate solution in line with the needs and expectations. There are many plans and packages available on the market, but even the most reputable company will not provide you with what you need unless you understand what you want. There are numerous monitoring options and policies for all users, regardless of age.

The essential tools include credit card use alerts, notifications about the dangers in the Dark Web, and routine checks of your banking information. Don't forget about the recovery policy if you have to deal with a lot of information daily while being afraid to lose it because of identity theft.

The essential features offered by the premium ID protection systems are

Identity Theft Protection Plans

We have mentioned it many times that the choice of plans is diverse. There are optimal versions for people of all ages, residents of rural areas, big families, keen travelers, freelancers, and more.

Family-Focused ID Theft Protection Plans

Every caring parent would like to keep their child and devices protected from hacking and identity theft. There is a number of businesses offering insurance plans for anyone who has to spend much time on the internet, which is habitual for most families. All important information will be protected, and you will be able to surf the net, chat with your friends on social media, and do online shopping, safe from any trouble.

One of the most important plans in the cyber world of today

Protects both parents and their kids

Works fine for employees

Turns out to be among the most popular plans in the market of online security services

Child Protection Policies

Never underestimate the value of your kids’ personal information kept on the internet. A thief can use your child’s ID and accounts to apply for loans, request personal information from your friends and family members, get access to medical records, and more:

Makes the parents feel more secure and protected

Prevents your children from getting adverse credit scores

Protects the youngsters who are not knowledgeable enough to protect themselves and differentiate the false information from the real one

Spouses Protection Properties

We all have SSN, which makes us vulnerable to identity theft. It concerns not only kids: if you are a busy person and spend most of your time working on the Internet and carry out financial operations on the web, you and your spouse may also fall victim to identity theft and illicit operations. Besides, if you are a recently married couple, you should know that at the beginning of a relationship, husbands and wives, boyfriends and girlfriends, anyone in a relationship can steal personal info from each other. Recovery insurance for spouses in 2021 offers some benefits.

Protects you from an ill-willed partner

It helps you get your money back in case of divorce

Elderly Assistance Options

The elderly people are among the most vulnerable when it comes to identity theft and fraud arranged by means of the internet. They are not skilled and experienced enough to deal with credit score issues, insurance information, credit monitoring, and fraud control. They have no idea what the Internet etiquette means and how important digital literacy is. Regardless of the age, their SSN is as useful for the fraudsters as yours. Fake loans are among the most troublesome issues.

Options for Commercial Clients

Shielding yourself from hacking and fraud is one of the top matters for thoughtful entrepreneurs. If you are too busy to control your insurance information, credit score, banking issues, and fraudulent operation, there is always a convenient identity theft prevention application destined to save you from identity fraud.

There are options for the self-employed people

There are options for the employees, helping them protect themselves from the suspicions of the employers

Military Veterans Protection Opportunities

Whether you are an active member of the Armed Forces or a veteran, you do have access to reliable identity theft protection. If you are a partially disabled victim of war conflicts, you will have the opportunity to get numerous additional options free of charge. Besides, online protection software like this puts special emphasis on the US Department of Veterans Affairs and ID information you use through it to get your personal benefits. Nothing will cause the data breach, and your information will be safe from leaking.

After Death Policies

The identities of family members who have passed away can also be used by hackers or anyone who might get access to personal information. It is known as “ghosting”. TransUnion, Experian, and Equifax can inform you about the identity theft of a family member who has already deceased.

How to Pick Out the Best Identity Theft Security Product

Regardless of your needs, interest in reliable LifeLock monitors, federal trade commission feedback, or prompt credit-card fraud alerts, the system of your choice should stick to the following principles.

Consider All Credit Bureaus

There are three official credit bureaus approved by the government and tested by the residents of the state. They are Equifax, Experian, and TransUnion. The more agencies you check, the more coverage options and identity theft security measures you will get.

Black Market Control

The threats concerning identity theft can be met online and offline, as well. Scammers are very crafty when it comes to browser extensions, fraudulent smartphone applications, and checks in the social networks. Black market protection apps will provide you with safe online shopping and protect your finances from indecent people.

Versatile Notifications

Notifications should be convenient for all clients. That is why the majority of reputable identity theft protection systems do their best to keep their client notified via SMS, emails, application notifications, online chat, push messages, and more. Multiple notification channels signify that the provider is highly responsible.

Recovery 

If you are not ready to compromise your reputation, many identity theft systems offer restoration and recovery options. It means that you can get your money back if they are stolen because of the system's failure. All high-risk transactions will be protected.

Insurance

The official policies will provide you with financial stability if something goes wrong with your credit score and insurance operations that went through stealing and illicit use. You’ll manage to hire an attorney and apply for an urgent loan through an identity theft protection company.

Clients’ Testimonials

Pay special attention to what the online reviews of the identity theft systems say about the personal needs of the clients and compare them to your own needs. If you are a single homeowner devoting most of your time to traveling, you are certainly not interested in a family security plan. Reviews are highly important nowadays. The majority of people use mobile and Internet technologies, so the vast number of online reviews are generally true.

FAQs

How To Prevent Real Online Threats

Of course, you can keep track of your activity on the internet, as well as the actions of your kids. Nevertheless, it is next to impossible to take all preventive measures on your own when you have to deal with professional duties and household chores. Even the cheapest identity theft protection can prevent you from serious financial losses.